Tag Archives: Home Ownership

CMHC LOAN INSURANCE – HOW IT WORKS & HOW IT CAN BE IMPROVED

SOURCE: DAVID LAROCK In many ways, our government run CMHC mortgage loan insurance program works a bit like the typical Bank of Mom and Dad. When lenders find people who need mortgage loans and don’t have a down payment of at … Continue reading

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DO I NEED SPOUSAL CONSENT?

Source: Riopelle Group Professional Corporation The question of spousal consent must be asked for every residential real estate transaction, whether it be a purchase, sale, mortgage or transfer of title. We often field the question from clients, realtors and mortgage … Continue reading

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CMHC CHANGES ITS MORTGAGE INSURANCE PRODUCT OFFERING

Source: Canada Mortgage & Housing Corporation As part of the review of its mortgage loan insurance business, CMHC is discontinuing its Second Home and Self-Employed Without 3rd Party Income Validation mortgage insurance products effective May 30, 2014. Self-employed Canadians can … Continue reading

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SELLING? THE RIGHT LOCKBOX CAN MAKE A BIG DIFFERENCE!

So you’ve decided to sell your home. Great! You have researched agents and have decided on the one you think will do the best job. Awesome! Now it’s time to get down to the details. Sure there are the big … Continue reading

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ARE YOU FINANCIALLY READY TO BUY?

We all want to know that when we have decided that we want to buy a home, that we are ready. There are some things you can do in advance to ensure you are prepared financially. Source: CREA Assess your … Continue reading

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NEED HELP WITH A DOWNPAYMENT?

Are you a first time home buyer who is having a bit of trouble saving your downpayment? If you are then this article is for you. Written by mortagage agent, Lindsay Blair, it give hope to those of you who … Continue reading

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HOME OWNERSHIP INCENTIVES

Source: CMHC Canada’s Economic Action Plan Offers Incentives for Homeownership Buying your first home is one of the largest investments of your life. Canada’s Economic Action Plan introduces the First-Time Home Buyers’ (FTHB) Tax Credit and the expansion of the … Continue reading

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