Tag Archives: home buying

DO I NEED SPOUSAL CONSENT?

Source: Riopelle Group Professional Corporation The question of spousal consent must be asked for every residential real estate transaction, whether it be a purchase, sale, mortgage or transfer of title. We often field the question from clients, realtors and mortgage … Continue reading

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CMHC CHANGES ITS MORTGAGE INSURANCE PRODUCT OFFERING

Source: Canada Mortgage & Housing Corporation As part of the review of its mortgage loan insurance business, CMHC is discontinuing its Second Home and Self-Employed Without 3rd Party Income Validation mortgage insurance products effective May 30, 2014. Self-employed Canadians can … Continue reading

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SELF EMPLOYED? PREPARE FOR A LONG CONVERSATION WITH YOUR MORTGAGE BROKER

Source: Financial Post If you’re self-employed and about to apply for a mortgage, be prepared for some serious form-filling. Getting financing isn’t as easy as it used to be, say mortgage brokers — and for the 15% of Canadians who … Continue reading

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MAKING AN OFFER

An excerpt from the updated MoneySense Guide to Investing in Real Estate: When John Wilson made an offer on Cathy Smith’s house, he quickly learned an important lesson. Cathy accepted his offer, and John cut her a $30,000 cheque as … Continue reading

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ARE YOU FINANCIALLY READY TO BUY?

We all want to know that when we have decided that we want to buy a home, that we are ready. There are some things you can do in advance to ensure you are prepared financially. Source: CREA Assess your … Continue reading

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DO I NEED A SEPTIC INSPECTION?

Source: Suburban Property Inspections A properly operating septic system is a vital part of many homes located in rural areas. However, the septic system is often the last thing on the mind of a homeowner until there is a problem … Continue reading

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INTERVIEW QUESTIONS FOR A BUYER’S AGENT

Savvy buyers know they must hire a buyer’s agent to help them make the best decisions possible. More and more buyers are demanding a buyer representation agreement because they understand it is in their best interest. In choosing a buyer’s … Continue reading

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