Author Archives: Kim Mays

About Kim Mays

I live and work in beautiful Lanark County, just 45 mins west of Ottawa, the nation's capital. My family and I love it here, surrounded by all the best this community has to offer - abundant lakes, wildlife & nature, fabulous shops, great schools, and plenty more. As a REALTOR with Details Realty, feel free to give me a call if you are interested in relocating to the area, or if you have a home your are thinking of selling. I offer full real estate service for as low as 2.5% and never more than 3.5%. You can contact me at 613-812-1444. I would love to help you out!

CMHC LOAN INSURANCE – HOW IT WORKS & HOW IT CAN BE IMPROVED

SOURCE: DAVID LAROCK In many ways, our government run CMHC mortgage loan insurance program works a bit like the typical Bank of Mom and Dad. When lenders find people who need mortgage loans and don’t have a down payment of at … Continue reading

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TIMES ARE CHANGING!

So I just wanted to let everyone know that I have made a switch in companies…..yes, again!! But before you start rolling your eyes, let me explain. As you know, I re-joined one of the big name brokerages a few … Continue reading

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DO I NEED SPOUSAL CONSENT?

Source: Riopelle Group Professional Corporation The question of spousal consent must be asked for every residential real estate transaction, whether it be a purchase, sale, mortgage or transfer of title. We often field the question from clients, realtors and mortgage … Continue reading

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CMHC CHANGES ITS MORTGAGE INSURANCE PRODUCT OFFERING

Source: Canada Mortgage & Housing Corporation As part of the review of its mortgage loan insurance business, CMHC is discontinuing its Second Home and Self-Employed Without 3rd Party Income Validation mortgage insurance products effective May 30, 2014. Self-employed Canadians can … Continue reading

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SCOTIABANK LOWERS 5 YR MORTGAGE RATE TO 2.97%

Romina Maurino, The Canadian Press Scotiabank is the latest lender to create waves in the mortgage market after lowering its special fixed five-year rate to 2.97 per cent, the lowest fixed rate among the big banks. The rate is effective … Continue reading

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HOME INSPECTORS SHOULD BE REGULATED

Although I have worked with many excellent, well qualified home inspectors over the years, I have also worked with a few who would make you question just what exactly made them think they were qualified to do this job. Below … Continue reading

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GIVING BACK TO OUR COMMUNITY

Lots of people believe that real estate sales representatives are just after the sale, and then they are done with you. I suppose there is plenty of reason for them to feel that way – there are lots of stereotypes … Continue reading

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